81SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Austin Wentzlaff Austin J. Wentzlaff joined OnApproach in 2013 as a Business Development Analyst and is now currently Director of Business Development. He is responsible for developing marketing strategies, driving prospects to … Web: www.onapproach.net Details By now it’s clear, data and data analytics is an extremely important growth area for credit unions. Behind it all, there is one main motive – monetizing data to its fullest extent. There is tremendous value to be unlocked from data, and with it, tremendous money to be made by monetizing it. However, the burning question in the credit union world is: Whose Data is it Anyway?There are a lot of “solutions” out there to help credit unions leverage data to their fullest extent. Whether it be an analysis on the loan portfolio to increase net interest margin or a next best product analysis to increase the number of products per member. All are extremely beneficial to the credit union’s top line, bottom line, and members. Yet, how we get to these analytic outputs is extremely crucial.There are several different options with pros and cons to each. Instead of going into detail of each path a credit union could take, the focus should be on what’s important – the data. It is easy to find a company that has a “solution” and wants “help” analyze your data but the fundamental question to ask is: “Do they want to help me (my credit union), or do they just want my data?”.Making this distinction is an important first step in the data analytics journey. The credit union should be focused on monetizing their own data and not giving that data away to someone else to monetize it for themselves and their own benefit. The fact of the matter is everyone wants your data. What company wouldn’t? It’s some of the most valuable data out there – where your members shop, how much they spend, what types of vehicles they have, or what their credit scores are, etc.Instead of giving away the value of its data, a credit union must figure out a means to monetize that data for itself. The data in the credit union industry should STAY in the credit union industry. Though establishing the means (mainly infrastructure and resources) to do this is no easy task. It’s out of the reach for most credit unions, but there are CUSOs that allow credit unions to do so.The question of “Whose Data is it Anyway” has a simply answer: the data should be owned by credit unions and the credit union industry. Instead of giving valuable data away, credit unions need to come together in the form of a CUSO to help manage, store, analyze, and most importantly, monetize their data together. No third party, non-credit union, or non-CUSO should own the credit union data. Data is the asset of the future and the industry needs to band together to ensure this valuable asset stays within the industry and is not taken by some company with ulterior motives.The simple answer to “Whose data is it anyway” is: It’s yours. Make sure partners understand that the data and analytics outputs belong to your credit union, your members, and the credit union industry in general; not someone else for their own benefit.
Liverpool striker, Sadio Mane, has admitted the club are lucky to have Thiago Alcantara. The Spain international made his debut in Sunday’s 2-0 win over Chelsea, in which Mane scored both goals. read also:Mane destroys Chelsea as Liverpool star nets quickfire doubleAdvertisement Loading… Promoted Content7 Of The Wealthiest Universities In The World7 Ways To Understand Your Girlfriend BetterTV Characters Who Hated Each Other But Later Became FriendsTop 7 Best Car Manufacturers Of All Time10 Risky Jobs Some Women DoBest & Worst Celebrity Endorsed Games Ever MadeThe 10 Best Secondary Education Systems In The WorldThis Guy Photoshopped Himself Into Celeb Pics And It’s Hysterical10 Irresistibly Gorgeous Asian ActressesFascinating Ceilings From Different CountriesTop 10 TV Characters Meant To Be IconicWhich Country Is The Most Romantic In The World? “Not only me, all the world knows what he is capable of doing,” said Mane about Thiago after the match. “He is one of the best players in the world, so we are lucky to have Thiago in our team. And I think today he showed that he is a great player.” FacebookTwitterWhatsAppEmail分享 read more
LAKEVILLE, Minn. – QA1 has added to its contingency award program with IMCA, giving a carbon fiber driveshaft to the national Late Model champion.In all, the Lakeville, Minn., company rewards the accomplishments of drivers in six divisions, in its 18th season as an IMCA marketing partner.“We’re very excited to expand our contingency program with IMCA,” said Marshall Fegers, Circle Track Product Manager at QA1. “Our carbon fiber drive shafts have become very popular and we can’t wait to award the national Late Model champion with one.”Eligible Xtreme Motor Sports IMCA Modified, IMCA Sunoco Stock Car, IMCA Sunoco Hobby Stock, Karl Chevrolet Northern SportMod and Scoggin-Dickey Parts Center Southern SportMod drivers earn shares of contingencies based on regional or national point standings.QA1 gives product certificates in increments of $350, $250, $200, $150 and $100 to top five eligible drivers in each of the five Modified regions.Top three finishers in both Stock Car regions, both Hobby Stock regions and in national standings for each SportMod division receive certificates in increments of $350, $250 and $150.All drivers in those five divisions must compete with four QA1 shocks, display two QA1 decals on their race car and return a completed sign-up form to the IMCA home office by Aug. 1 to make themselves eligible.Awards will be presented during the national banquet in November or mailed beginning the next week from the IMCA home office. More information is available by calling 800 721-7761, on Facebook and at the www.qa1.net website.“Adding value to IMCA partnership programs is vital to the existence of those programs so we’re pleased to be able to add the Late Model driveshaft market to the QA1 offering,” said IMCA Marketing Director Kevin Yoder. “Thanks to QA1 for recognizing our Late Model National Champion and hopefully the battle for the championship is tight.” read more
A West Palm Beach man is behind bars after he allegedly kidnapped a 12-year-old boy from a bus stop Wednesday afternoon.According to Boynton Beach police, 26-year-old Timothy Miller picked up the boy saying he “gives kids rides all the time and not to worry because he won’t do anything weird.”When Miller began driving erratically, the boy tried to open the car door, and Miller told him he was not allowed to leave.The boy then jumped out of the car, hit the pavement, and was reportedly knocked unconscious.Two witnesses came to the boy’s aid, and then followed the suspect on I-95 blocking his vehicle until police arrived at the scene.Miller was arrested and later told police he thought the boy was around 14-16 years old and attempted to purchase drugs from him.He is charged with kidnapping, child neglect, and resisting arrest with violence.Miller appeared before a judge Thursday morning and was denied bond. read more